How to Understand Your FICO Score

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How to Understand Your FICO Score
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By Brock Hayslip

Whether you are or have ever been in the market to buy a new home or simply trying to refinance an existing mortgage, one thing is for certain: you have heard the term FICO and/or Credit Score more than once throughout the process. But do you know what these numbers actually mean? Has anyone explained to you who and what FICO is, beyond a number that can alter your life?

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FICO, Fair, Isaac and Company, is just one (the most popular) of the scoring models within the mortgage world designed to make the home loan process easier for the lenders by placing a

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