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Student Loans: Repay, Refinance or Reach a Settlement and Save Thousands
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By Mary Wise

Avoid Future Problems

Today financial decisions will determine your future financial worthiness so you need to make sure you commit to a repayment program you will be able to honor. Otherwise you may end up defaulting on your student loan and damaging your credit for many years.

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Try to Determine your Future Income and Expenses

Start by analyzing your future possibilities: what job opportunities you might have when you graduate? How much will you be able to earn? How much will you be able to save? How much will you have to spend? Don

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