Josephine Byers

Josephine Byers

. Award-winning bacon fanatic. Typical pop culture practitioner. Beer lover. Web expert.

46 Total Articles
How long does the unpaid payday loan stay in the system?

How long does the unpaid payday loan stay in the system?

There is almost no chance that any personal loan will be approved if you have exorbitant interest rates unpaid from the...

What apps offer payday loans?

What apps offer payday loans?

This quick fix can be useful if you need cash in an emergency, but look for cheaper options before borrowing from an app. ...

How is a payday loan different from a regular loan?

How is a payday loan different from a regular loan?

The main difference between a payday loan and a personal loan is the basic terms. A payday loan is a very short-term loan ...

Do payday loans have high fees?

Do payday loans have high fees?

But keep in mind as you read this graph that the interest charged is not necessarily the same as that of an APR. For...

What are the disadvantages of payday loans?

What are the disadvantages of payday loans?

Payday loans are financial quicksand: many borrowers are unable to repay the loan in the typical two-week repayment...

Is wizzcash a direct lender?

Is wizzcash a direct lender?

Wizzcash, com is a direct payday loan lender. This means that if you have a successful loan application with us, we will...

Who makes payday loans online?

Who makes payday loans online?

Apply for Payday Loans Online at Payday Depot and Get Funded Fast. Direct Payday Lender Loans, How It Works · FAQ ·...

What are the disadvantages of payday loans

What are the disadvantages of payday loans

Payday loans are financial quicksand: many borrowers are unable to repay the loan in the typical two-week repayment...

What is one of the dangers of using a payday loan or title loan?

What is one of the dangers of using a payday loan or title loan?

Payday loans are financial quicksand: many borrowers are unable to repay the loan in the typical two-week repayment...

How are payday loans a trap?

How are payday loans a trap?

They are banned in many states because they are considered predatory loans that charge excessively high interest rates...

Do you have to pay off payday loans all at once?

Do you have to pay off payday loans all at once?

Once a payday loan is approved, you may receive cash or a check, or have the money deposited into your bank account. You...

Can Payday Loans Affect Your Credit Rating?

Can Payday Loans Affect Your Credit Rating?

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

Where is Advance America?

Where is Advance America?

Find the nearest Advance America store just by typing your city or zip code. Advance America has more than 1400 stores...

Why are payday loans so expensive

Why are payday loans so expensive

Because there are fixed costs that must be paid when making the loan. All of which is why payday loans are simply very...

Are Payday Loans Easy to Pay Off?

Are Payday Loans Easy to Pay Off?

Calculated on an annual percentage rate (APR) basis, same as current. Payday lender has your check.

What applications will give me cash advances?

What applications will give me cash advances?

Cash advance apps are a more recent development that similarly provide quick cash before your next paycheck, but tend to...

Is a Payday Loan Worth It?

Is a Payday Loan Worth It?

Payday Loans Are Incredibly Risky Due to Very High Interest Rates and Charges. Many people struggle to pay them off,...

How can I borrow 200 from the cash application?

How can I borrow 200 from the cash application?

How to use the Cash App LoanOpen the Cash app, tap the Cash app balance located in the lower left corner, go to the...

Is a payday loan an expensive way to borrow money?

Is a payday loan an expensive way to borrow money?

If you don't pay the loan on time, the lender can cash the check or electronically debit your account. Payday loans are...

Which application will give me money instantly?

Which application will give me money instantly?

Earnings: Best for hourly workers. Earnin is an application that allows you to borrow against your next paycheck quickly...

Why are payday loans illegal in so many states?

Why are payday loans illegal in so many states?

To avoid usury (excessive and unreasonable interest rates), some jurisdictions limit the annual percentage rate (APR)...

Where is the best place to get a payday loan?

Where is the best place to get a payday loan?

MoneyMutual is our top-ranked online lending marketplace for several reasons. First, it helps consumers get cash quickly, ...

How do payday loans work?

How do payday loans work?

Payday loans are short-term cash loans based on the borrower's personal check held for a future deposit or electronic...

Why are payday loans worse than personal loans?

Why are payday loans worse than personal loans?

Payday loans usually have very high interest rates and are often based on your income. Personal loans are long-term...

Do Payday Loans Affect Your Credit Score?

Do Payday Loans Affect Your Credit Score?

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

Will Payday Loans Affect My Credit?

Will Payday Loans Affect My Credit?

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

How do cash advance payday loans work?

How do cash advance payday loans work?

A payday loan is a short-term loan that can help you meet your immediate cash needs until you receive your next paycheck. ...

Why are payday loans considered a trap?

Why are payday loans considered a trap?

They are banned in many states because they are considered predatory loans that charge excessively high interest rates...

Which payday loan is easiest to get?

Which payday loan is easiest to get?

The easiest loan to approve is a loan without a credit check from OppLoans. To get approved, you just need to have a...

Why are payday loans a debt trap

Why are payday loans a debt trap

The business model of payday lenders is based on making loans that borrowers cannot repay without re-borrowing and paying ...

What are the disadvantages of payday loans?

What are the disadvantages of payday loans?

Disadvantages of Payday Loans: Are They Expensive. On the one hand, payday loans are sometimes very expensive.

Can a Payday Loan Ruin Your Credit?

Can a Payday Loan Ruin Your Credit?

Payday loans come with exorbitant interest rates and fees that often make it very difficult to repay them. If you can't...

Why are day loans so controversial

Why are day loans so controversial

Payday loans are controversial because many people see them as debt traps. Borrowers who fail to meet payments must apply ...

Why are payday loans more expensive?

Why are payday loans more expensive?

As Bennett points out, high credit fees due to the short-term nature of these loans make them expensive, compared to...

Are Payday Loans Good or Bad?

Are Payday Loans Good or Bad?

Payday loans are financial quicksand: many borrowers are unable to repay the loan in the typical two-week repayment...

Why should you avoid payment and cash advance lending institutions?

Why should you avoid payment and cash advance lending institutions?

Payday loans are financial quicksand: many borrowers are unable to repay the loan in the typical two-week repayment...

How does the cash advance on the day of

How does the cash advance on the day of

A payday loan is a short-term loan that can help you meet your immediate cash needs until you receive your next paycheck. ...

How do you get an advance on payday?

How do you get an advance on payday?

If you want to get a payday loan, you can go to a physical establishment and apply for a loan, which may require you to...

By whom do you regulate payday loans?

By whom do you regulate payday loans?

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer financial markets operate by ...

Does the cash advance hurt your

Does the cash advance hurt your

A cash advance does not directly affect your credit score, and your credit history will not indicate that you borrowed...