Josephine Byers

Josephine Byers

. Award-winning bacon fanatic. Typical pop culture practitioner. Beer lover. Web expert.

46 Total Articles
How to Get an Advance on Your Paycheck

How to Get an Advance on Your Paycheck

If you need access to money before your next paycheck arrives, there are several options available. You can go to a...

Why Payday Loans are Worse than Personal Loans

Why Payday Loans are Worse than Personal Loans

Payday loans are always a worse option than personal loans due to their high interest rates and fees. Personal loans have ...

How Long Does an Unpaid Payday Loan Stay in the System?

How Long Does an Unpaid Payday Loan Stay in the System?

When you take out a payday loan, it's important to understand that it will stay in the system for a long time. Even if...

Do Payday Loans Have High Fees?

Do Payday Loans Have High Fees?

Payday loans are a type of unsecured personal loan that charge borrowers high interest levels and do not require any...

The Pros and Cons of Payday Loans

The Pros and Cons of Payday Loans

Payday loans are a type of short-term loan that can help you meet your immediate cash needs until you receive your next...

Why Payday Loans are So Expensive

Why Payday Loans are So Expensive

As Bennett explains, payday loans are more expensive than other types of loans due to their short-term nature and high...

How to Borrow 200 from the Cash App Easily and Affordably

How to Borrow 200 from the Cash App Easily and Affordably

Are you looking for a way to borrow 200 from the Cash App? If so, you're in luck! Cash App offers an affordable loan...

Who Makes Payday Loans Online? A Comprehensive Guide

Who Makes Payday Loans Online? A Comprehensive Guide

Are you in need of quick cash to cover an unexpected expense? Payday loans online may be the answer. But who makes payday ...

Why Payday Loans are Illegal in Many States

Why Payday Loans are Illegal in Many States

Payday loans are a type of short-term loan that can be used to cover unexpected expenses or bridge the gap between...

Is a Payday Loan Worth It? - A Comprehensive Guide

Is a Payday Loan Worth It? - A Comprehensive Guide

Payday loans are incredibly risky due to their very high interest rates and charges. Many people struggle to pay them...

Do You Have to Pay Off Payday Loans All at Once?

Do You Have to Pay Off Payday Loans All at Once?

Once a payday loan is approved, you may receive cash or a check, or have the money deposited into your bank account. You...

The Debt Cycle of Payday Loans: How to Avoid It

The Debt Cycle of Payday Loans: How to Avoid It

Payday loans are a type of loan that can be a trap for many people. They are banned in many states because they are...

Are Payday Loans Easy to Pay Off? - A Comprehensive Guide

Are Payday Loans Easy to Pay Off? - A Comprehensive Guide

Calculated on an annual percentage rate (APR) basis, same as current, payday loans are almost always more expensive than...

13 Apps for Cash Loans: Alternatives to Payday Loans

13 Apps for Cash Loans: Alternatives to Payday Loans

When times are tough, it can be difficult to make ends meet. Unfortunately, there are unscrupulous people who take...

Understanding Payday Loans and Your Rights

Understanding Payday Loans and Your Rights

When you're considering a payday loan, or when you're returning one, it's important to understand how they work and know...

Can a Payday Loan Ruin Your Credit? - An Expert's Perspective

Can a Payday Loan Ruin Your Credit? - An Expert's Perspective

Payday loans come with high interest rates and fees that can make it difficult to pay them back. If you can't repay the...

The Impact of Cash Advances on Your Credit Score

The Impact of Cash Advances on Your Credit Score

When it comes to managing your finances, a cash advance should be your last resort. Although a cash advance does not...

Why Payday Loans are a Debt Trap

Why Payday Loans are a Debt Trap

The business model of payday lenders is based on making loans that borrowers cannot repay without re-borrowing and paying ...

The Payday Loan Debt Trap: Why It's So Hard To Escape

The Payday Loan Debt Trap: Why It's So Hard To Escape

Payday loans are a type of loan that can provide quick financial relief to people in need, but they can also be a trap....

Is Wizzcash a Direct Lender?

Is Wizzcash a Direct Lender?

Wizzcash.com is a direct payday loan lender, meaning that if your loan application is successful, they will contact and...

Do Payday Loans Affect Your Credit Score? - An Expert's Perspective

Do Payday Loans Affect Your Credit Score? - An Expert's Perspective

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

Why You Should Avoid Payday Loans and Cash Advances

Why You Should Avoid Payday Loans and Cash Advances

When an emergency strikes and you have poor credit and no savings, it can seem like you have no other option but to take...

Understanding Cash Advance Payday Loans

Understanding Cash Advance Payday Loans

Payday loans advance are a type of short-term loan that can help you meet your immediate cash needs until you receive...

Can Payday Loans Affect Your Credit Rating? - A Comprehensive Guide

Can Payday Loans Affect Your Credit Rating? - A Comprehensive Guide

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

The Pros and Cons of Payday Loans

The Pros and Cons of Payday Loans

Payday loans are a popular option for those who need cash quickly, but they come with a high cost. Payday loans are...

Cash Advance Apps: A Better Alternative to Payday Loans

Cash Advance Apps: A Better Alternative to Payday Loans

Cash advance apps are a more recent development that provide quick cash before your next paycheck, but tend to charge...

The Difference Between Payday Loans and Personal Loans

The Difference Between Payday Loans and Personal Loans

When it comes to borrowing money, there are two main options: payday loans and personal loans. While both can provide you ...

Will Payday Loans Affect My Credit Score?

Will Payday Loans Affect My Credit Score?

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

Understanding Payday Loans: What You Need to Know

Understanding Payday Loans: What You Need to Know

Payday loans are a type of short-term loan that can help you meet your immediate cash needs until you receive your next...

Why are Payday Loans so Controversial?

Why are Payday Loans so Controversial?

Payday loans are a source of controversy due to the potential for borrowers to become trapped in a debt cycle. Activists...

Are Payday Loans Good or Bad? - An Expert's Perspective

Are Payday Loans Good or Bad? - An Expert's Perspective

Payday loans are a type of short-term loan that offer high-interest credit based on your income. They are often seen as a ...

What Apps Offer Payday Loans? A Comprehensive Guide

What Apps Offer Payday Loans? A Comprehensive Guide

This quick fix can be useful if you need cash in an emergency, but look for cheaper options before borrowing from an app. ...

Which Payday Loan is Easiest to Get?

Which Payday Loan is Easiest to Get?

The simplest loan to get approved for is one without a credit check from OppLoans. To be eligible, you just need to have...

Is a Payday Loan an Expensive Way to Borrow Money?

Is a Payday Loan an Expensive Way to Borrow Money?

When it comes to borrowing money, payday loans are almost always more expensive than personal loans. They also come with...

The Dangers of Payday and Title Loans

The Dangers of Payday and Title Loans

When you're in a financial bind and need money right away, it can be tempting to turn to payday or title loans. But these ...

Where is the Best Place to Get a Payday Loan?

Where is the Best Place to Get a Payday Loan?

MoneyMutual is our top-ranked online lending marketplace for several reasons. It helps consumers get cash quickly,...

Where to Find Advance America Near You

Where to Find Advance America Near You

Are you looking for a reliable financial service provider? Look no further than Advance America! With over 1400 stores...

Why Payday Loans Are So Expensive

Why Payday Loans Are So Expensive

Payday loans are a type of loan that can be used to cover emergency expenses or to pay off other debts. They are usually...